💑
Bill Splitting That Actually Works
Set your share on every transaction — 100%, 75%, 50%, 25%. Your totals always show your money, not the household total. Finally.
Core feature
⭐
Spending Money Tracker
Star your essential bills. Set a budget for everything else. See exactly what's left for the fun stuff — in real time.
Budgeting
📈
Savings Projections
Set savings goals with regular contributions, AER and compound interest. A slider takes you from 1 month to 20 years instantly.
Savings
🧮
Take-Home Pay Calculator
2025/26 UK tax rates. Salary sacrifice pension, all student loan plans, Scottish rates. Know your real take-home before you commit to anything.
Income
🏦
Lloyds CSV Import
Export from Lloyds, import into Ember. Auto-categorises your transactions. Takes about 2 minutes a month — less faff than you'd think.
Import
🎨
5 Themes, Dark & Light
Fire, Water, Nature, Earth, Floral. Dark and light mode on each. It looks good and that actually matters — you'll open it more.
Design
